Sales tax seemed pretty manageable when you first opened your doors. You had local customers, one state to deal with, and the whole process took maybe an hour each month.

Understanding how money moves in and out of a business is easier when the accounting method matches the way the business actually operates.

Your first year of freelancing probably felt liberating. No boss, no commute, just you and your laptop making things happen.

Managing money gets more complicated the moment a side project, a part-time venture, or a full small business enters the picture.

Financial fraud rarely announces itself. Most people imagine dramatic red flags, but in real life, it tends to slip in through quieter cracks.